If your 1st payment went through (some banks hold it for 4-24 hours), it is unlikely that the 2nd one will be held. You will not need to elect to make an Osko fast payment in the Suncorp App. Be very careful if your intention is to receive the funds immediately. Payments made to a PayID or BSB and account number will be sent via our standard way of making payments (Payee Transfer) or Osko where possible. Transferring from another financial institution. Flexible. 2) The Osko system always does transfers instantly. Ended up the person sent the money via Osko to the bank details I provided. e. A large sum of money is defined as over $10,000 in Australia. "PayID" means a PayID (also known as an 'alias') which is able to be created with the NPP Address Service and used for the purpose of. Before you confirm a ‘Pay Someone’ transfer in Internet Banking, we will let you know if it will be sent. We determine the payment method based on the payment details. We may receive commissions or other benefits from other financial institutions. Be confident your payment is secure within the Mobile App. Download the app and get started with your Spend and Save accounts in minutes. Click on "Next" to proceed with the transfer. Remember that international transfers might take a bit longer depending on your bank's network. So when you set up a transfer, you'll get an estimate for when your money should arrive. I'm waiting on an Osko transfer to Citibank which was sent on the 12th… Apparently they advised it will take up to the 21st to resolve. You may have noticed Osko at the conclusion of your bank transfer or in your transaction history. As long as you've linked your phone number to your account before you leave, it'll work. This fee will be debited from the amount sent. . I thought the payments were. Payments that are made in real-time. If you made a transfer using BSB and account number during the OSKO outage please note, they will be received within 24 - 48 hours. 994. The RBA is currently affected by an issue affecting OSKO payments, they’re looking into this and we will provide an update for our customers as soon as possible. The two accounts you need to create for this deal seemingly do not support PayID anyway. whrl. Shop online and in-store and overseas. Osko is a payment method used by ANZ and other participating financial institutions to send payments faster, smarter and simpler at any time, on any day of the year between eligible accounts(PDF). Oslo is generally instant except for a banks policy on fraud prevention. Online payments made after 10pm will be sent to other banks at 9:30am on the next day. If Osko is available on both the sending and. A forward dated transfer wont do any balance check when you set it up. - Make fast payments with PayID and Osko® - Transfer money between your BankVic accounts - Transfer money to others - Pay bills with BPAY® - Manage payees and BPAY® billers - Schedule future or ongoing payments Card controls at your fingertips - Activate your card and start tapping to pay straight away - Toggle card controls on or off at ease would be instant on the Saturday. It’s a fast, simple and smart way to move money in Australia. Find out more about Osko and PayID and how you can create your PayID in online banking for faster payments. "Osko Payment" means a transfer of funds processed using Osko. c. Get paid into this account. P. New Automatic Payments can be set up as late as midnight on the day before the first payment date. If you're in the UK mate you can open a Monzo account, takes an hour max. Maybe it depends on the amount?. Why has my incoming Osko®payment failed? Back in August 2017, we communicated to our members that we were adding a prefix of ‘1’ to the beginning of your account number, to ensure it was compatible with our new system. The first PayID payment is held for 24-48 hours by CBA. ×. Once you create a PayID, you can give it to customers instead of your BSB and account number to make paying and getting paid easier. Fast Osko payments will not be available on some STG accounts (including credit accounts), to offshore bank accounts or for transfers in a foreign currency. Osko gives even more control to banks as to what they can do with the payment. Be confident your payment is secure within the Mobile App. 25 for credit and debit cards. (which involve the transfer of funds between the ADIs) that occur in quick succession to make this happen. Tap Transfer then confirm when – now, later or create a recurring transfer. Now that most peoples' banks are optimised by Osko and can receive funds nearly instantly, most people are happy enough with only this option. You are also asked to confirm the recipient before the transfer goes. I transfer money between my own bank accounts all the time without any hiccups and the transfers are instant. 2. This can take up to 24 hours. Secondly, OSKO will also never ask to refund transfers. Having a PayID doesn't mean the bank supports Osko payments. Not sure I would use PayID/OSKO for larger ticket items based on my experience below: I sold a used car for $3500. Once you confirm, the payment should be. Transferring funds is quick and easy: Logon to Internet Banking; Click 'Transfers, payments & BPAY', and then select the type of transferYou may be familiar with Osko which allows you to transfer money to friends or family, instantly. All payments to a PayID will occur in near real-time. 75% + $0. Pay almost anyone using their PayID or bank details. NPP and Osko Payments will be presented as a payment option on the channels through which it is available. The NAB App. There are currently no fees associated with the use of PayID or Osko Payments in Westpac Live Online Banking. Simply log into the app or internet banking of your existing bank. The ability to make an Osko payment will be provided in Internet Banking and the App. When you make or receive an Osko payment the transaction will appear as Osko or you will see the Osko logo. Find out more about the New Payments Platform, Osko and PayID. You should always know where your money is. I have done more than a half dozen transfers to Citi which the sending bank says is an osko transfer. A bank can offer Osko payments without offering PayID,. Once you create a PayID, you can give it to customers instead of your BSB and account number to make paying and getting paid easier. With Osko, bank transfers now take under 60 seconds to complete. What are the payment processing cut-off times? When your payment is processed depends on when and how it was sent. You don’t need to do anything else to benefit from Osko, it’s already built into our banking system. 5. They show up at Citi straight away, but then sit as pending on in-progress for 2-3 business days. Assign Osko permissions to a user 2. BPAY ® Payments made before cut-off time are acknowledged as ‘paid’ by the biller on the business day the payment is made. Generally completed in under 60 seconds. Add your eligible Visa Debit card to the Digital Wallet and tap to pay straight away after opening a new account online. When I declined, they offered to do a bank transfer. You will be able to include up to 280 characters with each payment to explain what it's for, rather than be constrained by the current limit of 55 characters. Make fast bank transfers – 24/7, 365 days a year. Initially, the platform includes an instant payment service called Osko , and a smart ID service called PayID – but the list of services will continue to grow over time. Payments made between and 7. Some branches now open weekends. You have to make sure it’s an Osko transfer before confirming this happened to me a while ago and I ended up calling the bank to find out wtf was going on. Be confident your payment is secure within the Mobile App. "Current payments can take up to three business days to clear between financial institutions," Mr Millet said. • Instantly link Google Pay™ & Samsung Pay™ and start spending straight away (Google Pay not yet available for credit card customers) • Pay your mates and transfer money instantly with PayID & Osko • Set up regular payments or pay your bills with BPAY • Create a joint transaction or savings account Anytime, anywhere Did you make the transfer using pay ID or did you just transfer using BSB and account number? Transfers using Pay ID go through pretty much straight away, otherwise it will take around 2 days. Does Osko Near KIMS & Lulu have a balcony? Yes, there are options at this property that have a balcony. +61 2 8253 4530. Westpac: They offer a wide variety of payment options, including instant transfers. NPP and Osko Payments will be available from all transaction and savings accounts. Osko is a form of BPay payments that has been developed to be faster and more secure way of sending money from payer to payee. This means that the same level of security that protects your payments to BSB and account numbers applies to payments made using Osko and PayID. Get started. . The fast payment is different. 9/10 of my Osko deposits are in my swyftx account within 5mins. Osko daily transaction limits. These could be: The BSB or account number used may be incorrect The payee’s account or financial institution may not accept Osko Payments The PayID may be incorrect There may be an issue with the system. Osko by BPAY is the first consumer service to be built on the New Payments Platform to use the PayID functionality. Future Saver and Smart Saver – Our high-interest savings account with easy-to-earn bonus interest, goal tracking and no. Tap Transfer between accounts. To register and link your PayID to your RACQ Bank Everyday Account, log into your account via online banking or the mobile app. 40 AUD Our fee. To make payments using the New Payment Platform you will use Osko which is a payment service. would be instant on the Saturday. All mine have gone through in a few minutes. Transfer fees deducted by any other banks involved in the money transfer in any currency. This includes linking to a recognised exchange such as Binance or Coinspot, though Xero does not currently support the payment method. a) We subscribe to Osko under the B PAY® Scheme. Banks will not instant transfer in some cases including for large amounts or on first time payments to new accounts. What is Osko? And how does it work?1) If you're talking about others in Australia transferring money to your Australian bank account while you're physically overseas, that's OK. Funds deposited using EFT (i. so commbank can hold onto it for a day to make a little interest. For example, BPay payments made after 6 pm AEST are received the following business day, but Osko payments could be received within. Westpac business accounts eligible for Osko Payments are. PayID lets you receive money instantly ~. The recipient will then have 10 days to show that they are entitled to the money and if. thanks payment finally cleared exactly at 24 hrs, geez. Don’t have an RACQ Bank account? PayID for business. A PayID is a smart address for Osko payments. It doesn’t replace your BSB and account number which stay exactly the same – it’s like a nickname for your account. We bought a property recently and are settling via PEXA, which I believe is the norm these days. Transfers are processed immediately and are available straight away. She sent me a screenshot of her bank statement which showed -$850 and also showed she had entered my acc number and bsb correctly. Meet the faster way to pay. My other account is actually with CommBank and I could send an OSKO payment through them. PayID is an easy, low cost digital payment option for receiving Fast Payments from your customers. The next step is to contact the bank, which can everse the payment. repeat on 29/01/2023 - 16:44. 10. g. Step 6: Close or transfer accounts. Besides the fact that they do have Osko and Pay ID, what does Osko have to do with it? Scheduled payments would suffice, even if they aren't same day. User #13683 5275 posts. With Osko Payments funds are available in under 60 seconds and if you provide 280 characters of description text, the receiving party will see the full description. BPAY payments made before 6 pm on a working day are credited the same day. Pretty sure when I bought a car for roughly 17k it went through straight away. Note: Osko payments are processed 24 hours a day, 7 days a week and are typically received in a few seconds but may take longer. What you can do with Osko ®. Commonwealth Bank and NAB bank branches. How many bedrooms does Osko Near KIMS & Lulu have? Osko Near KIMS & Lulu has the following number of bedrooms: 3 bedrooms; For more detailed information. 5. If its the first time it can take 24 hours just as a security measure, or with that amount. Find out more about the New Payments Platform, Osko and PayID for Business customers. NAB: Instantly or occasionally within 24 hours when sending to other banks using the Pay anyone feature. Not sure what the title should be. Even an initial $1 can save some heartache. For transactions. Transfer money online quickly and securely with PayPal. CBA have a first time transfer payment hold. A positive though is that NPP/OSKO has pretty much destroyed their business model. I only had $20 in there. Osko is available 24/7, so if you managed to pay instant on a business day, it will also be so on a weekend (most of the time). Bank cheques can also be cancelled so. Saturday 8:00am to 1:00pm AEST. Exactly like bank transfer but instant. This can be between your own bank accounts, or between your own account and another person or business’ account. It doesn’t replace your BSB and account number which stay exactly the same – it’s like a nickname for your account. Teachers Mutual Bank. You can transfer money onto it and it just operates better than the actual banks apps. If money is incorrectly transferred into your account, you should notify your bank. Note: Osko payments are processed 24 hours a day, 7 days a week and are typically received in a few seconds but may take longer. If its coming from Commbank they enforce a 24 hour delay for new payee ID’s where its the first time you’ve paid that ID. 8am-6pm, Mon - Fri (Sydney time) From overseas. If you’re using a Pay ID for the first time, select add New Payee and a PayID Type (mobile number, email address, ABN) and enter the PayID information. Osko by BPAY lets you send and receive payments and have the funds clear in as little as 15 seconds. For which I’ve stopped using ING. If the other financial institution does not complete the transfer within fourteen (14) days, the transferCredit cards, PayID and Osko, says RBA. Get a token deposit sent through the same way. Osko payments: Allow consumers and businesses to send payments to and from eligible accounts at participating financial institutions. Osko payments: Allow consumers and businesses to send payments to and from eligible accounts at participating financial institutions. Osko payments typically transfer in less than a few minutes. To use Osko, you don't need to do anything differently, just send the payment via Internet Banking using the 'Pay Anyone' feature and ANZ will route. Select the account the payment should come from. but you need to organise a higher limit in need. Two days later, the money cleared? Strange, I was sure it was a scam. Definitely first time transfer, as I literally had to set up my Osko first, and then he sent to my phone number. . Osko payments and payments to PayIDs can only be made through Westpac Online Banking. They have a first time payment hold if the payment is over $150. If the recipient’s PayID is a mobile number: Select 'Mobile number' from the options and locate the person you want to pay from your phonebook, or press the + sign to enter their mobile number. Send Money online to friends and family from your bank account or PayPal balance. Gumtree Scam? - Osko transfer. If you tried to make a transaction or payment during this time, it may take up to three hours to process. Hello, does anyone know how long an osko payment from the Greater Union to Newcastle Permanent takes to fully process? Was sent some money (not the first time from the account) and according to the greater it's gone through but it is not showing in my account. First time it is delayed 24 hours. There are now over 35 currencies to choose from when sending payments to Australia. Make fast bank transfers – 24/7, 365 days a year. However, any cash transfers over $10,000 come under the regulation of the Australian Transaction Reports and Analysis Centre. Here is a list of other banks and lenders who offer real-time payments using Osko: Unfortunately, if you bank with the likes of Adelaide Bank, Heritage Bank, HSBC, RACQ Bank, and RaboBank, Osko is not available. The service is built on the New Payments Platform and enables fast payments to a PayID or an eligible BSB and account number. Same as repeated payee Osko payments, most of those are instant as well. Payments to a BSB and account number will only occur in. Call 13 13 86. Operating 24/7, 365 days a year, the new platform will do away with lengthy wait times between transfers on weekends and public holidays - effectively bringing the banking system in line with much of the rest of Australia which is increasingly operating on par with the speed of the online world. If Osko is available this will be your default option, processing the funds within 60 seconds. Question about OSKO I’m trying to sell a camera for $600. The thing that many people fail to understand is that Osko isn't necessarily be instant ever single time. The New Payments Platform (NPP) is a faster, more versatile, simpler, and more data rich, near real-time payment system, which meets the needs of a 24/7 digital economy. Business customers looking for options to make single transaction payments. Delays are usually due to a high volume of traffic with our deposit service providers. Move the funds to a different account just for a peace of mind (I guess). . Transfers are processed immediately and are available straight away. daleroy1234 on 29/01/2023 - 13:48 @I like freestuff: Thanks mate! richybargain on 29/01/2023 - 16:05. Two days later, the money cleared? Strange, I was sure it was a scam. No ATM withdrawal fees at over 7,000 ATMs across Australia. If you let a merchant use your card for pre-authorised payments (like a security deposit for a hotel booking or car hire), you can expect to wait up to 7 days for your payments. Customer shares the impact of being scammed. Funds can be deposited into your Selfwealth cash account via electronic funds transfer (EFT) or via BPAY. Not all banks have the systems and infrastructure to support osko. A Pay Anyone payment is a funds transfer made via electronic banking from your Macquarie account to another Australian bank account. For those playing at home: "Osko sometimes takes several hours the first time you transfer to an Osko account, after that it should get quicker however that is out of our control" I have made two transfers in the last hour, so I will check again tomorrow. All transfers should be instant — we’re on a mission to bring you just that. Select Pay/Transfer and Pay Someone and choose to send to a BSB and account number or a PayID. So how will it work? At the moment you can transfer money between two accounts with the same. they may let through $100, but then hold $1000) for 24 hours After the first PayID. Section 14 describes how customers can create, transfer, update and close PayIDs. 655950. That being said, the actual duration could vary based on your bank or financial institution. Most of the time, it takes no more than 30 minutes to wrap things up. Still waiting over 48 hours. OSKO isn't a scam but you 100% have been scammed. A better everyday bank account. NAB: Instantly or occasionally within 24 hours when sending to other banks using the Pay anyone feature. Osko is a service from payments platform BPAY, which was launched in February 2018. PayIDs do not replace your BSB and account number which. Security Corporate Online employs a “best of breed” security model, using a range ofEveryday transaction account features. Flexible Payments: Use a registered PayID (mobile number, email address or. You can register as your PayID your ABN, email or phone number to your eligible transaction. I assume you bank with Westpac as they're the only bank that didn't implement NPP (because they couldn't) and jumped straight to Osko. If you want to stick with Macquarie I recommend opening an up account as they give you a custom pay id using an up domain and up supports Osko to a normal bank account where Macquarie only supports Osko to pay Id. You should always know how long your transfer’s going to take. Occasionally, we aren’t able to send it via Osko. Transfers to another financial institution using Fast Payments (Osko) Make a Fast Payment using someone’s BSB and account number, or their Pay ID (email, mobile phone. . 30am on the date of payment. Enter the MyState Bank BSB 807-009 and your Account number so you can transfer funds from the other bank into your new account. trading fee for cryptos on Kraken is 0. Make fast bank transfers – 24/7, 365 days a year. The first time payment rule may not apply to small amounts. CommBank sucks for this. Find my bank To find out how you can pay to a PayID or register a PayID, search for your bank here. posted 2023-Jan-20, 2:25 pm AEST. For Bankwest users, a 4 hour hold is placed on first time payments to a new PayID. All the major Australian banks, including Commonwealth Bank, Westpac, ANZ and NAB, faced major delays sending and receiving money through the. Note: you’ll need to verify your ownership of the mobile number you select or enter to use as a PayID. Westpac: They offer a wide variety of payment options, including instant transfers. We determine the payment method based on the payment details. No monthly account fees and no minimum monthly deposits. Osko payments and payments to PayIDs are subject to available funds and are included within your Westpac Live Online Banking Daily Payment Limit. P. It’s designed to facilitate the real-time transferring of funds between individuals or businesses and was one of the first services to operate using the New Payments Platform (NPP). Osko is available 24/7, so if you managed to pay instant on a business day, it will also be so on a weekend (most of the time). CommBank probably isn’t the best choice if instant payments via PayID/Osko is a priority. I’ve transferred from my ANZ account like I normally do but I found it strange that my funds did not arrive within 5 mins like it usually does. Osko by BPAY ® is the first overlay service delivered via the NPP. She has made several calls to her bank and today they tell her after a month they can contact the bank the money was transferred to. Visit your local branch. O. If an account at another financial institution cannot accept Osko payments, what happens? If an account is not eligible to receive Osko payments, we will try to send the payment another way using the current payment channels. Australia,. Brand New Car, Great rate. Tap Pay. The only time such a payment may be held, is when the bank has a low. What do I do if someone made a payment to my PayID and it hasn’t arrived? Payments made to your PayID should arrive into your account generally within a minute of being sent. NAB Connect. Osko by BPAY TM is a near real-time payment. Select 'Pay someone' from the homepage. Two NPP payment systems used include Single Credit Transfer and OSKO. The transfer solution can also be used for crypto trading and digital currency purchases by adding the unique identification to a blockchain name via Unstoppable Domains to receive payments. You will know it will be a fast Osko payment as the payment. Branch opening hours. –. Standard transfers and all other transactions will process as normal. If this is still slow then I'd be complaining to Ubank, but generally it's the sending account that determines routing and. Never had a osko payment take longer than 10 seconds. Osko is a service built on the New Payments Platform which will enable near real-time payments, typically in less than a minute, 24/7, including weekends and public holidays. Osko is $1000 p/day, no way to change it. Both the sending and receiving bank accounts must be enabled for faster Osko payments. Online Banking frequently asked questions. Safe to assume the payment has cleared via Osko? Are there any ways for the person to claim the money back? I do a lot of Gumtree sales, and all non-pickup ones are via bank transfer. Payments can be made to deposit and loan accounts. Keeping you and your money safe. Pay your eligible gas, electricity and phone bills, rates and more, with Post Billpay. Osko only bank isn't really a thing, as for a bank to be on Osko it needs to be on the New Payments Platform and they can just send the payment without the Osko service. So it wouldn't make any difference in this case. ago Call the bank and have it increased. Add a new PayID/mobile number or choose an existing PayID payee, and enter the amount. We determine the payment method based on the payment details. First-time payments to or from an account linked to yours that you have authority to access, but belonging to someone else or an entity (e. Here are more payment and transfer options: Making Payments and transfers – follow these easy steps Contactless Payments – Visa’s tap to pay technology allows you to pay with the wave of your card or device; BPAY ® – An easy and secure way to pay your bills using Online Banking or our Banking App; Visa Checkout – Create a free Visa Checkout. Pay a bill. Osko by B PAY ® Two decades ago, paying bills got much more convenient. Bank holidays, weekends, and different banking regulations may also contribute to delays. Launched in February. Get paid quickly when you receive Osko ® payments. You can send or receive money and be sure it’s where it needs to be, straight away. All branches are open: 9:30am - 4pm, Mon - Thurs. 9:30am - 4pm, Mon - Thurs. Some of the reasons why an Osko transfer can be reversed include but are not limited to; The Osko transfer can be reversed if the money was sent to the wrong PayID or BSB account number; A reversal can also be made if the payment is made to the wrong account; The transfer. Its an automated payment system that work’s behind the scenes. (see: How does PayID work with Osko?) second. The amount that you transfer is the amount that gets transferred. The default daily limit for my bank is $50k though 18 [deleted] • 1 yr. Get paid quickly when you receive Osko ® payments. Log in to RACQ Bank internet banking and take control of. Osko daily transaction limits. Then did a Beemit transfer and it went through immediately as always. No idea of the answer to your question but I do know that I love Osko. See our payment cut-off times for more info about when you need to make your payments. Osko ones I get would be around 10% of all incoming transfers. Funds deposited using EFT (i. - Do the transaction on a business day if there is no access to banks (cash/cheque). Reply reply. We’ve listened to your feedback and have improved the Pay Anyone experience to make it easier to use. PayID is designed to work seamlessly with the new Osko by BPAY service. However more on Pay ID below. Just recapping your circumstance, you have had an issue with the payment transfer. As expected, the big-four banks - NAB, CommBank, ANZ, and Westpac all use Osko. 16% for makers and 0. NAB Internet Banking (desktop) Open the Transfer and Pay menu and select Pay to PayID and enter a PayID. User #697796 10232 posts tswestPayID isn't instant, Osko is instant. The New Payments Platform (NPP), operated by New Payments Platform Australia Ltd (NPPA) is an industry-wide payments platform for Australia. 7. It was first made accessible to the general public on 13 February 2018 with the launch of PayID, an addressing capability, and Osko, the first NPP overlay service, operated by BPAY. ⏱️For speedy overseas transactions, give Wise a try. If the payee is registered for PayID, their name will be displayed on your screen to reassure you that the correct person is being paid. 2. payless69 on 18/10/2022 - 17:53. Enter the amount, a description (that’s optional) and tap Done. I have deposited cash both ways and although my bank has OSKO it will not transfer quickly without using pay ID. You can only pay $1000 a day from an account with OSKO instant clearing, the second $1000 transfer if made on the same calendar day will take 1-2 business days to clear. Have set up the online Spend/Save accounts which are advertised as earning 4. Select 'Pay someone' from the homepage. User #87676 10476 posts. Processing payments. If you’re using a saved payee, simply select their details from your. The NPP also allows you send or receive payments using a PayID,. I had a couple do transfer from their osko accounts, assured me instant ( I rang my bank twice to ask i osko was accepted by bank account yes )as I had driven three hours to them to show vehicle and do the deal on the spot. The latest round of RBA payments data has revealed new trends in consumer spending, with ATM use dropping and Paypal use increasing. for the latest overnight key economic and market information straight from our team of experts. Delayed bank transfers can be caused by a number of factors, including global events, natural disasters, different currencies, missing paperwork, time differences, and many more. Can't get a straight answer out of them. third. Get in touch. The service also enables youGet them to do a smaller transfer 24h before so 1) you can confirm they’ve saved the right details In their address book 2) you can get around waiting period for a new payee. I think there's a maximum of $999,999 daily limit that they can increase to. PayID and Osko are fast, secure and free. Pay AnyBody. Osko is the first consumer product or 'overlay service' developed by BPAY that works on top of the New Payments Platform (NPP) - the digital infrastructure that enable seamless, real-time payments. CMC Markets Asia Pacific Pty Ltd. Golden rule of any transaction is that funds must be cleared in to your account before you release goods. Up for example mentioned above does not support SCT. Osko payments are subject to the bank’s current real-time fraud screening and detection capabilities. Business accounts or accounts accessed by parents/legal guardians, Power of Attorneys, etc. Tap Share to email, message or print the Transfer receipt or simply. The Osko service we provide allows you to make and receive payments with individuals and organisations. Safe. Generally though it works well otherwise. Find out more about the New Payments Platform, Osko and PayID. How long does it take to transfer money from one bank to another, ANZ? $300 took 2 and a half days from ANZ to ING. Of the two, Up Bank blows my mind 😍😍 the animations when you transfer money into any of your savers is life 👌🏼 I also love the Up-specific payID featureHere’s a quick overview of how long it takes to transfer money in Australia with the big four banks: CommBank: Instantly, or within minutes using PayID. We’re currently working on adding Osko in Internet Banking, but it may not be available for all eligible accounts until the rollout is complete. PayID and Osko payments are made through the existing payment platforms of participating banks. Osko is the name of the payment service offered by BPAY. Seems that the default with any banks . Planned maintenance by the Commonwealth Bank may cause Osko payments to reject from 11pm, Friday 10 February, 2023 until 8am, Saturday 11 February, 2023. 4. We determine the payment method based on the payment details. Payments made to a PayID or BSB and account number will be sent via our standard way of making payments (Payee Transfer) or Osko where possible. More "Switches to throw" so to speak. Who knows. A transfer from bank to bank using BSB and account number, first time transfer 24 - 48 hours and 5 consecutive days after the first time there is another 24 - 48 hours. If they’re unavailable, you can still send them a message and they’ll reply as soon as possible. .